
Filing an insurance claim for your wig
Did you know that in some cases, insurance may cover your wig?
Did you know that if a person requires a “Cranial Hair Prosthesis” while undergoing cancer treatment or diagnosed with alopecia, they may be eligible for reimbursement under their health insurance plan. Insurance companies are realizing more and more that a cranial hair prosthesis is a necessity for those suffering with alopecia or undergoing cancer treatments.
Step-by-step, filing your claim.
Below I have laid out some steps you can follow to try and submit a claim to your insurance company for reimbursement for your wig, (Cranial Hair Prosthesis).
- Consult your insurance company’s benefits department to find out about reimbursements for a “cranial prosthesis.” (Do not use the word “wig” as your benefits allowance will drop.)
- Obtain a prescription from your doctor for a “cranial prosthesis.” Be sure your diagnosis code is written on this Rx. Make a copy for your records.
- When purchasing your wig(s) and accessories, be sure to add the “Medical Sales Receipt” item (which includes our Tax ID #) to your order. Make a copy for your records.
- Send #2 and #3 (above) to your insurance company, following any guidelines they may have.
- If entitled, your insurance company may reimburse you directly for the full amount, a specific dollar amount or a percentage of your purchased wig(s).
Note: Typically, HMOs do not reimburse for a cranial prosthesis. However, you can take a tax deduction on your annual tax return.
If your insurance company denies your claim, we suggest that you send them a picture of yourself without hair and hand write a letter stating your need for a cranial prosthesis. Detail your emotional upset without hair and the benefits your cranial prosthesis provides, such as self confidence, which promotes your internal healing.
All wig fittings and consultations are by appointment only.
Please call or email to set up your private wig fitting:
(303) 775-9843 or [email protected].